Apply for the KASUMI Credit Card online, issued in partnership with AEON, is a convenient financial move for regular shoppers at Kasumi supermarkets.
With integrated WAON point rewards and compatibility with mobile payments, the card offers practical daily use benefits.
This guide outlines everything you need to know to apply online, from eligibility to verification requirements and important tips.
Overview of the KASUMI Credit Card
The KASUMI Credit Card is a co-branded credit card offered through AEON Financial Services. It allows users to:
- Earn WAON points with every purchase.
- Enjoy exclusive member discounts at Kasumi stores.
- Use AEON Pay, AEON iD, and Apple Pay through AEON Wallet.
- Pay no annual fee in most cases.
- Link to AEON’s point services for seasonal campaigns and cashback offers.
With its seamless integration into the AEON financial ecosystem, this card is a smart choice for daily grocery and retail spending in Japan.
Step-by-Step: Apply for the KASUMI Credit Card Online
The application process is divided into three key steps, all designed for quick completion and minimal in-person interaction.
STEP 1: Apply Online
Visit the AEON Card application site and select the KASUMI co-branded card.
Fill out the required form with personal information:
- Full name (in modern Kanji, no rare/old characters like “髙” or “﨑”).
- Date of birth and gender.
- Current residential address.
- Employment and income details.
- Mobile phone number (mandatory).
You will receive an email confirming submission. Be sure to enable reception of messages from @email.aeon.co.jp and @aeon.co.jp.
STEP 2: Review and Approval Email
A credit review is conducted, sometimes within as fast as five minutes.
Once completed, AEON will send a review completion email. This includes vital information required to receive and activate your card.
Applications submitted between 20:00 and 21:30 may be processed the following day. Submissions after 21:30 will be reviewed on the next business day.
STEP 3: Start Using on Your Smartphone
After approval, log in to the AEON Wallet app to view your card number.
You can immediately begin using smartphone payments like AEON Pay, AEON ID and Apple Pay
Your physical card will be delivered to your home. Depending on the delivery schedule and public holidays, this may take up to one month.
Who Must Consider This Card
This card is ideal for shoppers who frequently visit KASUMI, AEON, or partner stores, and Residents looking to accumulate WAON points on daily essentials.
People who prefer mobile-first card management, like students or homemakers (with a guarantor), who manage household expenses.
Foreign residents may apply if they have a valid residence card and appropriate visa status.
Applicants must be at least 18 years old. High school students may apply after January 1st of their graduation year.
Required Documents and Information
Before starting to apply for the KASUMI Credit Card online, gather the following:
- Official ID: My Number card, residence card, or Japanese driver’s license.
- Bankbook or cash card: Needed to set up direct debit for bill payments.
- Mobile phone number: Required for application and identity verification.
An email address capable of receiving messages from AEON domains.
Your name must exactly match your identification documents.
If the number of characters in your name exceeds the card space or cannot be entered online, an in-store application is required.
Interest and Fees
Understanding the card’s cost structure is crucial:
- Revolving credit interest: Approx. 15% annually.
- Late payment fee: Up to 20% annually.
- Annual fee: Typically waived (confirm on application page).
- Cash advances: A higher interest rate applies.
- Foreign transaction fees: Additional charges for international use.
While fees are competitive, using the card wisely, especially with revolving payments, is essential to avoid high interest charges.
Application Tips and Common Mistakes to Avoid
Ensure to apply for the KASUMI Credit Card online smoothly by keeping these tips in mind:
Tips:
- Enter your name in modern Kanji, as found on your ID.
- Use AEON’s official website to apply securely.
- Have your online banking details ready for auto debit setup.
Mistakes to Avoid:
- Uploading unclear or mismatched ID images.
- Using rare Kanji that don’t match your legal ID.
- Submitting after 21:30 may result in a one-day delay in your review.
- Applying without confirming email reception settings.
How the KASUMI Credit Card Compares to the Competition
KASUMI Credit Card vs. AEON Card (Standard)
| Feature | KASUMI Credit Card | AEON Card (Standard) |
|---|---|---|
| Main Partner Store | Kasumi supermarkets | AEON Group stores (MaxValu, My Basket, etc.) |
| WAON Point Earning | Yes (Kasumi-focused) | Yes (AEON-wide) |
| Annual Fee | None | None |
| Mobile Payments | AEON Pay, Apple Pay, AEON iD | Same |
| Unique Perks | Kasumi exclusive discounts & campaigns | 5% off AEON stores on designated days |
| Target User | Regular Kasumi shoppers | Broader AEON network shoppers |
The KASUMI Credit Card is ideal for those who frequently shop at Kasumi stores, while the AEON Card covers a wider variety of affiliated stores under the AEON Group.
KASUMI Credit Card vs. Rakuten Card
| Feature | KASUMI Credit Card | Rakuten Card |
|---|---|---|
| Main Usage | Kasumi/AEON stores | Online shopping via Rakuten Ichiba |
| Point System | WAON Points | Rakuten Points |
| Annual Fee | None | None |
| Mobile Payments | AEON Pay, Apple Pay, AEON iD | Rakuten Pay, Apple Pay, Google Pay |
| Special Perks | Store discounts & seasonal campaigns | High point return rate on Rakuten Group purchases |
| Online Focus | Low (store-based) | High (eCommerce-centric) |
If your spending is mostly at physical stores like Kasumi, the KASUMI Card is better.
However, if you shop heavily on Rakuten or want more flexibility for online points, the Rakuten Card is superior.
Customer Support and Contact Information
If you encounter issues or need clarification:
- AEON Credit Service Centre: 0570-071-090 (Japanese only).
- In-person assistance: Visit AEON Mall customer service counters for face-to-face support regarding card applications or billing questions.
- Bank Mailing Address: AEON Credit Service Co., Ltd. 1-5-1 Nakase, Mihama-ku, Chiba-shi, Chiba 261-0023, Japan
Support is available for topics such as payment setup, card status, and application confirmation.
Conclusion
Apply for the KASUMI Credit Card online offer a convenient way to earn points and enjoy savings at your local supermarket.
With AEON’s fast digital application process, smartphone integration, and WAON rewards, it’s a practical tool for managing daily purchases.
Prepare your documents and apply online today to get started.
Disclaimer: This article is based on information available from AEON Financial Service as of June 2025. For updated terms, eligibility, and application procedures, always refer to the official AEON or KASUMI credit card website.