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How to Apply for the KASUMI Credit Card Online Today: Easy Steps to Follow

Apply for the KASUMI Credit Card online, issued in partnership with AEON, is a convenient financial move for regular shoppers at Kasumi supermarkets. 

With integrated WAON point rewards and compatibility with mobile payments, the card offers practical daily use benefits. 

This guide outlines everything you need to know to apply online, from eligibility to verification requirements and important tips.

Overview of the KASUMI Credit Card

The KASUMI Credit Card is a co-branded credit card offered through AEON Financial Services. It allows users to:

With its seamless integration into the AEON financial ecosystem, this card is a smart choice for daily grocery and retail spending in Japan.

Step-by-Step: Apply for the KASUMI Credit Card Online

The application process is divided into three key steps, all designed for quick completion and minimal in-person interaction.

STEP 1: Apply Online

Visit the AEON Card application site and select the KASUMI co-branded card.

Fill out the required form with personal information:

You will receive an email confirming submission. Be sure to enable reception of messages from @email.aeon.co.jp and @aeon.co.jp.

STEP 2: Review and Approval Email

A credit review is conducted, sometimes within as fast as five minutes.

Once completed, AEON will send a review completion email. This includes vital information required to receive and activate your card.

Applications submitted between 20:00 and 21:30 may be processed the following day. Submissions after 21:30 will be reviewed on the next business day.

STEP 3: Start Using on Your Smartphone

After approval, log in to the AEON Wallet app to view your card number.

You can immediately begin using smartphone payments like AEON Pay, AEON ID and Apple Pay

Your physical card will be delivered to your home. Depending on the delivery schedule and public holidays, this may take up to one month.

Who Must Consider This Card

This card is ideal for shoppers who frequently visit KASUMI, AEON, or partner stores, and Residents looking to accumulate WAON points on daily essentials.

People who prefer mobile-first card management, like students or homemakers (with a guarantor), who manage household expenses.

Foreign residents may apply if they have a valid residence card and appropriate visa status.

Applicants must be at least 18 years old. High school students may apply after January 1st of their graduation year.

Required Documents and Information

Before starting to apply for the KASUMI Credit Card online, gather the following:

An email address capable of receiving messages from AEON domains.

Your name must exactly match your identification documents. 

If the number of characters in your name exceeds the card space or cannot be entered online, an in-store application is required.

Interest and Fees

Understanding the card’s cost structure is crucial:

While fees are competitive, using the card wisely, especially with revolving payments, is essential to avoid high interest charges.

Application Tips and Common Mistakes to Avoid

Ensure to apply for the KASUMI Credit Card online smoothly by keeping these tips in mind:

Tips:

Mistakes to Avoid:

How the KASUMI Credit Card Compares to the Competition

KASUMI Credit Card vs. AEON Card (Standard)

Feature KASUMI Credit Card AEON Card (Standard)
Main Partner Store Kasumi supermarkets AEON Group stores (MaxValu, My Basket, etc.)
WAON Point Earning Yes (Kasumi-focused) Yes (AEON-wide)
Annual Fee None None
Mobile Payments AEON Pay, Apple Pay, AEON iD Same
Unique Perks Kasumi exclusive discounts & campaigns 5% off AEON stores on designated days
Target User Regular Kasumi shoppers Broader AEON network shoppers

The KASUMI Credit Card is ideal for those who frequently shop at Kasumi stores, while the AEON Card covers a wider variety of affiliated stores under the AEON Group.

KASUMI Credit Card vs. Rakuten Card

Feature KASUMI Credit Card Rakuten Card
Main Usage Kasumi/AEON stores Online shopping via Rakuten Ichiba
Point System WAON Points Rakuten Points
Annual Fee None None
Mobile Payments AEON Pay, Apple Pay, AEON iD Rakuten Pay, Apple Pay, Google Pay
Special Perks Store discounts & seasonal campaigns High point return rate on Rakuten Group purchases
Online Focus Low (store-based) High (eCommerce-centric)

If your spending is mostly at physical stores like Kasumi, the KASUMI Card is better. 

However, if you shop heavily on Rakuten or want more flexibility for online points, the Rakuten Card is superior.

Customer Support and Contact Information

If you encounter issues or need clarification:

Support is available for topics such as payment setup, card status, and application confirmation.

Conclusion

Apply for the KASUMI Credit Card online offer a convenient way to earn points and enjoy savings at your local supermarket. 

With AEON’s fast digital application process, smartphone integration, and WAON rewards, it’s a practical tool for managing daily purchases. 

Prepare your documents and apply online today to get started.

Disclaimer: This article is based on information available from AEON Financial Service as of June 2025. For updated terms, eligibility, and application procedures, always refer to the official AEON or KASUMI credit card website.

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